What the study found
The study found that financial knowledge and financial attitude had a significant positive impact on entrepreneurial intention among Ethiopian higher education students. Financial behaviour did not have a significant effect.
Why the authors say this matters
The authors conclude that financial literacy programs or other relevant initiatives may help students improve their financial skills. They suggest the government and other stakeholders should provide such support.
What the researchers tested
The researchers examined how financial literacy affected the entrepreneurial intention of Ethiopian university students enrolled in higher education institutions. They used a quantitative, explanatory research design and collected questionnaire data from students who had entrepreneurship courses in their curriculum.
What worked and what didn't
Out of 400 online questionnaires, 365 usable responses were analyzed, for a response rate of 91%. Using partial least squares structural equation modelling (PLS-SEM), the researchers reported that the survey instruments were reliable and valid for this context, and that financial knowledge and attitude were significant positive predictors of entrepreneurial intention. Financial behaviour was not a significant predictor.
What to keep in mind
The abstract does not describe detailed limitations. The study focused on Ethiopian higher education students in institutions that included entrepreneurship courses, so the scope is limited to that group.
Key points
- The study examined financial literacy and entrepreneurial intention among Ethiopian university students.
- Financial knowledge and financial attitude were significant positive predictors of entrepreneurial intention.
- Financial behaviour was not a significant predictor in the analysis.
- The study used a questionnaire, with 365 usable responses from 400 distributed online.
- The authors recommend financial literacy programs or related initiatives for students.
Disclosure
- Research title:
- Financial knowledge and attitude were linked to entrepreneurial intention
- Authors:
- Yimer Ayalew Ahmed, Hamed M. S. Ahmed, Anitha Lourdu James, Thadvuai Nageswara Rao, Abdurahman Awel Haso, Hailemichael Mulie Asmare
- Institutions:
- Government of Ethiopia, Government of Ethiopia, Kotebe University of Education, Kotebe University of Education, Kotebe University of Education, Wollo University
- Publication date:
- 2026-03-16
- OpenAlex record:
- View
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